5. DO WE USE COOKIES AND OTHER TRACKING
TECHNOLOGIES?
In Short: We may use cookies and other tracking
technologies to collect and store your
information.
We may use cookies and similar tracking
technologies (like web beacons and pixels) to
gather information when you interact with our
Services. Some online tracking technologies help
us maintain the security of our Services
and your account, prevent crashes, fix bugs, save your
preferences, and assist with basic site
functions.
We also permit third parties and service
providers to use online tracking technologies on
our Services for analytics and advertising,
including to help manage and display
advertisements, to tailor advertisements to your
interests, or to send abandoned shopping cart
reminders (depending on your communication
preferences). The third parties and service
providers use their technology to provide
advertising about products and services tailored
to your interests which may appear either on our
Services or on other websites.
To the extent these online tracking technologies
are deemed to be a
"sale"/"sharing"
(which includes targeted advertising, as defined
under the applicable laws) under applicable US state
laws, you can opt out of these online tracking
technologies by submitting a request as described
below under section
"DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY
RIGHTS?"
Specific information about how we use such
technologies and how you can refuse certain
cookies is set out in our Cookie Notice.Google Analytics
We may share your information with Google Analytics
to track and
analyze
the use of the Services.
To opt out of being tracked by Google Analytics
across the Services, visit
https://tools.google.com/dlpage/gaoptout. For more
information on the privacy practices of Google,
please visit the
Google Privacy & Terms page.
6. DO WE OFFER ARTIFICIAL INTELLIGENCE-BASED
PRODUCTS?
In Short: We offer products, features, or tools
powered by artificial intelligence, machine
learning, or similar technologies.
As part of our Services, we offer products,
features, or tools powered by artificial
intelligence, machine learning, or similar
technologies (collectively,
"AI Products"). These tools are designed to enhance your
experience and provide you with innovative
solutions. The terms in this Privacy Notice govern
your use of the AI Products within our
Services.
Use of AI Technologies
We provide the AI Products through third-party
service providers ("AI
Service Providers"),
including OpenAI,
Anthropic,
DeepSeek and
Google Cloud AI. As outlined
in this Privacy Notice, your input, output, and
personal information will be shared with and
processed by these AI Service Providers to enable
your use of our AI Products for purposes outlined in
"WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR
PERSONAL INFORMATION?"
You must not use the AI Products in any way that
violates the terms or policies of any AI Service
Provider.
Our AI Products
Our AI Products are designed for the following
functions:
How We Process Your Data Using AI
All personal information processed using our AI
Products is handled in line with our Privacy Notice
and our agreement with third parties. This ensures
high security and safeguards your personal
information throughout the process, giving you peace
of mind about your data's safety.
How to Opt Out
We believe in giving you the power to decide how
your data is used. To opt out, you can:
-
Contact us using the contact information
provided
7. HOW DO WE HANDLE YOUR SOCIAL LOGINS?
In Short: If you choose to register or log in to our
Services using a social media account, we may
have access to certain information about
you.
Our Services offer you the ability to register
and log in using your third-party social media
account details (like your Facebook or X logins).
Where you choose to do this, we will receive
certain profile information about you from your
social media provider. The profile information we
receive may vary depending on the social media
provider concerned, but will often include your
name, email address, friends list, and profile
picture, as well as other information you choose
to make public on such a social media
platform.
We will use the information we receive only for
the purposes that are described in this Privacy
Notice or that are otherwise made clear to you on
the relevant Services. Please note that we do not
control, and are not responsible for, other uses
of your personal information by your third-party
social media provider. We recommend that you
review their privacy notice to understand how they
collect, use, and share your personal information,
and how you can set your privacy preferences on
their sites and apps.
8. HOW LONG DO WE KEEP YOUR INFORMATION?
In Short: We keep your information for as long as
necessary to
fulfill
the purposes outlined in this Privacy Notice
unless otherwise required by law.
We will only keep your personal information for
as long as it is necessary for the purposes set
out in this Privacy Notice, unless a longer
retention period is required or permitted by law
(such as tax, accounting, or other legal
requirements).
No purpose in this notice will require us keeping
your personal information for longer than
the period of
time in which users have an account with us.
When we have no ongoing legitimate business need
to process your personal information, we will
either delete or
anonymize
such information, or, if this is not possible (for
example, because your personal information has
been stored in backup archives), then we will
securely store your personal information and
isolate it from any further processing until
deletion is possible.
9. HOW DO WE KEEP YOUR INFORMATION SAFE?
In Short: We aim to protect your personal information
through a system of
organizational
and technical security measures.
We have implemented appropriate and reasonable
technical and
organizational
security measures designed to protect the security
of any personal information we process. However,
despite our safeguards and efforts to secure your
information, no electronic transmission over the
Internet or information storage technology can be
guaranteed to be 100% secure, so we cannot promise
or guarantee that hackers, cybercriminals, or
other
unauthorized
third parties will not be able to defeat our
security and improperly collect, access, steal, or
modify your information. Although we will do our
best to protect your personal information,
transmission of personal information to and from
our Services is at your own risk. You should only
access the Services within a secure
environment.
10. WHAT ARE YOUR PRIVACY RIGHTS?
In Short: Depending on
your state of residence in the US or in
some regions, such
as the
European Economic Area (EEA), United Kingdom
(UK), Switzerland, and Canada, you have rights that allow you greater access
to and control over your personal
information. You may review, change, or terminate your
account at any time, depending on your country,
province, or state of residence.
In some regions (like
the EEA, UK,
Switzerland, and Canada), you have certain rights under applicable data
protection laws. These may include the right (i)
to request access and obtain a copy of your
personal information, (ii) to request
rectification or erasure; (iii) to restrict the
processing of your personal information; (iv) if
applicable, to data portability; and (v) not to be
subject to automated decision-making.
If a decision that produces legal or similarly
significant effects is made solely by automated
means, we will inform you, explain the main
factors, and offer a simple way to request human
review.
In certain circumstances, you may also have the
right to object to the processing of your personal
information. You can make such a request by
contacting us by using the contact details
provided in the section
"HOW CAN YOU CONTACT US ABOUT THIS NOTICE?"
below.
We will consider and act upon any request in
accordance with applicable data protection
laws.
Withdrawing your consent:
If we are relying on your consent to process your
personal information,
which may be express and/or implied consent
depending on the applicable law,
you have the right to withdraw your consent at any
time. You can withdraw your consent at any time by
contacting us by using the contact details
provided in the section
"HOW CAN YOU CONTACT US ABOUT THIS NOTICE?"
below.
However, please note that this will not affect the
lawfulness of the processing before its withdrawal
nor, when
applicable law allows,
will it affect the processing of your personal
information conducted in reliance on lawful
processing grounds other than consent.
Opting out of marketing and promotional
communications: You can unsubscribe from our
marketing and promotional communications at any time
by clicking on
the unsubscribe link in the emails that we send, replying
"STOP" or
"UNSUBSCRIBE"
to the SMS messages that we send, or by
contacting us using the details provided in the
section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?"
below. You will then be removed from the marketing
lists. However, we may still communicate with you —
for example, to send you service-related messages
that are necessary for the administration and use of
your account, to respond to service requests, or for
other non-marketing purposes.Account Information
If you would at any time like to review or change
the information in your account or terminate your
account, you can:
-
Contact us using the contact information
provided.
-
Log in to your account settings and update your
user account.
Upon your request to terminate your account, we
will deactivate or delete your account and
information from our active databases. However, we
may retain some information in our files to prevent
fraud, troubleshoot problems, assist with any
investigations, enforce our legal terms and/or
comply with applicable legal requirements.
11. CONTROLS FOR DO-NOT-TRACK FEATURES
Most web browsers and some mobile operating
systems and mobile applications include a
Do-Not-Track ("DNT") feature or setting you can activate to signal
your privacy preference not to have data about
your online browsing activities monitored and
collected. At this stage, no uniform technology
standard for
recognizing
and implementing DNT signals has been
finalized. As such, we do not currently respond to DNT
browser signals or any other mechanism that
automatically communicates your choice not to be
tracked online. If a standard for online tracking
is adopted that we must follow in the future, we
will inform you about that practice in a revised
version of this Privacy Notice.
California law requires us to let you know how we
respond to web browser DNT signals. Because there
currently is not an industry or legal standard for
recognizing
or honoring
DNT signals, we do not respond to them at this
time.
12. DO UNITED STATES RESIDENTS HAVE
SPECIFIC PRIVACY RIGHTS?
In Short: If you are a resident of
California, Colorado, Connecticut, Delaware,
Florida, Indiana, Iowa, Kentucky, Maryland,
Minnesota, Montana, Nebraska, New Hampshire, New
Jersey, Oregon, Rhode Island, Tennessee, Texas,
Utah, or Virginia,
you may have the right to request access to and
receive details about the personal information
we maintain about you and how we have processed
it, correct inaccuracies, get a copy of, or
delete your personal information. You may also
have the right to withdraw your consent to our
processing of your personal information. These
rights may be limited in some circumstances by
applicable law. More information is provided
below.
Categories of Personal Information We Collect
The table below shows the categories of personal
information we have collected in the past twelve
(12) months. The table includes illustrative
examples of each category and does not reflect the
personal information we collect from you. For a
comprehensive inventory of all personal
information we process, please refer to the
section "WHAT INFORMATION DO WE COLLECT?"
|
Category
|
Examples
|
Collected
|
|
A. Identifiers
|
Contact details, such as real name,
alias, postal address, telephone or mobile
contact number, unique personal
identifier, online identifier, Internet
Protocol address, email address, and
account name
|
NO
|
|
B. Personal information as defined in the
California Customer Records statute
|
Name, contact information, education,
employment, employment history, and
financial information
|
NO
|
|
C. Protected classification
characteristics under state or federal
law
|
Gender, age, date of birth, race and
ethnicity, national origin, marital
status, and other demographic data
|
NO
|
|
D. Commercial information
|
Transaction information, purchase
history, financial details, and payment
information
|
NO
|
|
E. Biometric information
|
Fingerprints and voiceprints
|
NO
|
|
F. Internet or other similar network
activity
|
Browsing history, search history, online
behavior, interest data, and interactions with
our and other websites, applications,
systems, and advertisements
|
NO
|
|
G. Geolocation data
|
Device location
|
NO
|
|
H. Audio, electronic, sensory, or similar
information
|
Images and audio, video or call
recordings created in connection with our
business activities
|
NO
|
|
I. Professional or employment-related
information
|
Business contact details in order to
provide you our Services at a business
level or job title, work history, and
professional qualifications if you apply
for a job with us
|
NO
|
|
J. Education Information
|
Student records and directory
information
|
NO
|
|
K. Inferences drawn from collected
personal information
|
Inferences drawn from any of the
collected personal information listed
above to create a profile or summary
about, for example, an individual’s
preferences and characteristics
|
NO
|
|
L. Sensitive personal Information
|
Account login information and
debit or credit card numbers
|
YES
|
We only collect sensitive personal information, as
defined by applicable privacy laws or the purposes
allowed by law or with your consent. Sensitive
personal information may be used, or disclosed to a
service provider or contractor, for additional,
specified purposes. You may have the right to limit
the use or disclosure of your sensitive personal
information. We
do not collect or process sensitive personal
information for the purpose of inferring
characteristics about you.
We may also collect other personal information
outside of these categories through instances where
you interact with us in person, online, or by phone
or mail in the context of:
-
Receiving help through our customer support
channels;
-
Participation in customer surveys or contests;
and
-
Facilitation in the delivery of our Services and to
respond to your inquiries.
We will use and retain the collected personal
information as needed to provide the Services or
for:
-
Category
L
-
As long as the user has an
account with us
Will your information be
shared with anyone
else?
We may use your personal
information for our own
business purposes, such as
for undertaking internal
research for technological
development and
demonstration. This is not
considered to be
"selling"
of your personal
information.
We have not disclosed,
sold, or shared any personal
information to third parties
for a business or commercial
purpose in the preceding
twelve (12) months. We will not sell or share
personal information in the
future belonging to website
visitors, users, and other
consumers.
Your Rights
You have rights under certain
US state data protection laws.
However, these rights are not
absolute, and in certain
cases, we may decline your
request as permitted by law.
These rights include:
-
Right to know
whether or not we are
processing your personal
data
-
Right to
access your personal data
-
Right to
correct inaccuracies in your personal
data
-
Right to request
the deletion of your personal
data
-
Right to obtain a
copy of the personal data you
previously shared with us
-
Right to
non-discrimination
for exercising your rights
-
Right to opt out
of the processing of your
personal data if it is used
for targeted advertising
(or sharing as defined under
California’s privacy law), the sale of personal data,
or profiling in furtherance of
decisions that produce legal
or similarly significant
effects ("profiling")
Depending upon the state
where you live, you may also
have the following
rights:
-
Right to access the
categories of personal data
being processed (as permitted
by applicable law, including
the privacy law in
Minnesota)
-
Right to obtain a list of the
categories of third parties to
which we have disclosed
personal data (as permitted by
applicable law, including the
privacy law in
California, Delaware, and
Maryland)
-
Right to obtain a list of
specific third parties to
which we have disclosed
personal data (as permitted by
applicable law, including the
privacy law in
Minnesota and Oregon)
-
Right to obtain a list of third
parties to which we have sold
personal data (as permitted by
applicable law, including the
privacy law in Connecticut)
-
Right to review, understand,
question, and depending on
where you live, correct how
personal data has been
profiled (as permitted by
applicable law, including the
privacy law in
Connecticut and Minnesota)
-
Right to limit use and
disclosure of sensitive
personal data (as permitted by
applicable law, including the
privacy law in
California)
-
Right to opt out of the
collection of sensitive data
and personal data collected
through the operation of a
voice or facial recognition
feature (as permitted by
applicable law, including the
privacy law in Florida)
Under certain US state data
protection laws, you can
designate an
authorized
agent to make a request on
your behalf. We may deny a
request from an
authorized
agent that does not submit
proof that they have been
validly
authorized
to act on your behalf in
accordance with applicable
laws.
Request Verification
Upon receiving your request,
we will need to verify your
identity to determine you are
the same person about whom we
have the information in our
system. We will only use
personal information provided
in your request to verify your
identity or authority to make
the request. However, if we
cannot verify your identity
from the information already
maintained by us, we may
request that you provide
additional information for the
purposes of verifying your
identity and for security or
fraud-prevention
purposes.
If you submit the request
through an
authorized
agent, we may need to collect
additional information to
verify your identity before
processing your request and
the agent will need to provide
a written and signed
permission from you to submit
such request on your
behalf.Appeals
Under certain US state data
protection laws, if we decline
to take action regarding your
request, you may appeal our
decision by emailing us at
contact@budgetsync.net. We will inform you in
writing of any action taken or
not taken in response to the
appeal, including a written
explanation of the reasons for
the decisions. If your appeal
is denied, you may submit a
complaint to your state
attorney general.
California
"Shine The Light"
Law
California Civil Code Section
1798.83, also known as the
"Shine The Light"
law, permits our users who are
California residents to
request and obtain from us,
once a year and free of
charge, information about
categories of personal
information (if any) we
disclosed to third parties for
direct marketing purposes and
the names and addresses of all
third parties with which we
shared personal information in
the immediately preceding
calendar year. If you are a
California resident and would
like to make such a request,
please submit your request in
writing to us by using the
contact details provided in
the section
"HOW CAN YOU CONTACT US
ABOUT THIS NOTICE?"
13. DO WE MAKE
UPDATES TO THIS
NOTICE?
In Short: Yes, we will update this
notice as necessary to
stay compliant with
relevant laws.
We may update this Privacy
Notice from time to time.
The updated version will be
indicated by an updated
"Revised"
date at the top of this
Privacy Notice. If we make
material changes to this
Privacy Notice, we may
notify you either by
prominently posting a notice
of such changes or by
directly sending you a
notification. We encourage
you to review this Privacy
Notice frequently to be
informed of how we are
protecting your
information.
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Yazov street, 14-96
Balkhash,
Karaganda region
100300
Kazakhstan
15. HOW CAN YOU
REVIEW, UPDATE, OR
DELETE THE DATA WE
COLLECT FROM YOU?
Based on the applicable
laws of your country
or state of residence in the
US, you may
have the right to
request access to the
personal information we
collect from you,
details about how we
have processed it,
correct inaccuracies, or
delete your personal
information. You may
also have the right to
withdraw your consent
to our processing of
your personal
information. These
rights may be limited in
some circumstances by
applicable law. To
request to review,
update, or delete your
personal information,
please
fill out and submit
a data subject access
request.
7. HOW DO WE HANDLE YOUR SOCIAL LOGINS?
In Short: If you choose to register or log in to our Services using a social media account, we may have access to certain information about you.